Affordable Services Ltd 13 May 2008
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Online Fraud

If you sell on the Internet then you are probably right in the strike line of all the modern day fraudsters. The Internet on online ecommecre business are subject to thousands of transactions happening online with other people's credit card details from stolen cards and cloned credit cards and we have our fair share of these.

Every day the Affordable Group have around 20 fraud orders coming through our systems. What does this mean?

If you send goods out when someone’s card details have been used then the person using someone else’s card will get some free goods and the card holder will lose their money. Then they will contact their bank and raise a 'charge back'. This gives (or should in theory) the company a chance to prove that the order was genuine. If they can't and they will not be able to, then the money is taken from the merchant + normally a £10 fine.

So the merchant has lost the goods, the value of the goods + any shipping costs + £10 fine. It can be very expensive if you are not careful.

Well you may think you are protected by your card processing company like WorldPay or PayPal but you are not. You the merchant are 100% responsible and you constantly have to check orders to make sure they are legitimate and they are going to the correct person.

It is about time the credit card and debit card companies launched an online chip and pin service and put some responsibility back with the card holder.

We would love to hear your views on this, please click the contact us link and use the online form.
Let us know of your case studies and views and ideas.


Specialising in website development Affordable Websites has been developing business websites for the last 6 years for companies ranging from small business start-ups through to government and council websites. With prices from as little as £100 for a years hosting with a one page site including email accounts, as a start-up company you can not go far wrong.
Cool But Cheap sunglasses available without the prices like some other online stores. Most of the sunglasses are based on designer sunglasses that are priced in their hundreds, but at £12, the risk is removed!  : Cheap Fashion  : Fashion Accessories  : Replica Sunglasses  : www.coolbutcheap.com
essexuncovered.com The site for Essex clubbing, and meeting with other clubbers online. With over 28,000 clubbers signed up from Essex this is by far the countries clubbing regional website.  : Essex  : Clubbing  : Nightlife  : www.essexuncovered.com
SXUC Unique fashion range of clothing providing quality clothing and designer looks without the high street prices!  : Fashion  : Clothing  : Discount Clothing  : www.sxuc.com
It's Found Property Website enabling it's visitors to add their home for sale, or property rental completely free including uploading 2 photos.  : Sell your home  : Property  : Search for Property  : www.itsfound.co.uk
Trade Sunglasses Commercial and bulk sunglasses orders only  : Wholesale Sunglasses  : Bulk Sunglasses  : Discount Sunglasses  : www.tradesunglasses.com
Record Scout followed the enormous success of essexuncovered.com's band section. 100s of bands signed up to essexuncovered and Record Scout was formed. Providing information on how to get signed, this is a great directory for your band to join.  : Band Directory  : Unsigned Bands  : Music Directory  : www.recordscout.com
Oakley Sunglasses from Sunglasses Shop

Latest News
Affordable Services Ltd are the launch another new magazine to be published along side essexuncovered™ magazine.

Essex EBusiness Finalists and yet again, nominations in the Essex EBusiness Award.

Another great brand is added to the Affordable Group catalogue. Trade Sunglasses supplying companies with Wholesale Sunglasses only. If you are looking for for sunglasses then visit the Sunglasses Shop.

Affordable Services is launching its own brand of sunglasses. Designed in the UK NUEU is a hot designer brand launching early 2005.

Essex Business
Sunglasses Shop

 

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