Affordable Services Ltd 05 February 2012
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Online Fraud

If you sell on the Internet then you are probably right in the strike line of all the modern day fraudsters. The Internet on online ecommecre business are subject to thousands of transactions happening online with other people's credit card details from stolen cards and cloned credit cards and we have our fair share of these.

Every day the Affordable Group have around 20 fraud orders coming through our systems. What does this mean?

If you send goods out when someone’s card details have been used then the person using someone else’s card will get some free goods and the card holder will lose their money. Then they will contact their bank and raise a 'charge back'. This gives (or should in theory) the company a chance to prove that the order was genuine. If they can't and they will not be able to, then the money is taken from the merchant + normally a £10 fine.

So the merchant has lost the goods, the value of the goods + any shipping costs + £10 fine. It can be very expensive if you are not careful.

Well you may think you are protected by your card processing company like WorldPay or PayPal but you are not. You the merchant are 100% responsible and you constantly have to check orders to make sure they are legitimate and they are going to the correct person.

It is about time the credit card and debit card companies launched an online chip and pin service and put some responsibility back with the card holder.

We would love to hear your views on this, please click the contact us link and use the online form.
Let us know of your case studies and views and ideas.


Affordable IT is now setup enabling other website developers and companies to visit the site and setup their years hosting from only £35. All of our hosting is professional without any banners or hidden costs. The £35 package will get you 5 POP email accounts, and online web-mail account, hosting including ASP scripts on a Windows 2003 server. 
Record Scout followed the enormous success of essexuncovered.com's band section. 100s of bands signed up to essexuncovered and Record Scout was formed. Providing information on how to get signed, this is a great directory for your band to join.  : Band Directory  : Unsigned Bands  : Music Directory  : www.recordscout.com
NUEU Designed in the UK nueu is the latest brand of quality fashion wear to hit the market. Designer branding with the latest styles of 2005. Sunglasses, t-shirts and caps.  : Nueu Fashion  : Designer Wear  : Trendy Clothing  : www.nueu.net
Halloween Heaven Dedicated to Halloween and all associated products. From scary masks to frightening costumes.  : Halloween  : Masks  : Fancy Dress  : www.halloweenheaven.com
I'd Rather Cycle Not for profit organisation tackling national and global issues with cyclists. Making the world a better place to cycle, reducing pollution and increasing fitness for everyone!  : Cycle  : Bikes  : Mountain Bikes  : www.idrathercycle.org
It's Found Property Website enabling it's visitors to add their home for sale, or property rental completely free including uploading 2 photos.  : Sell your home  : Property  : Search for Property  : www.itsfound.co.uk
Spoon Collectors Site for the dedicated spoon collectors. Buy spoons in singles, or a beautiful spoon display cabinet. This online market is a must for dedicated collectors.  : Spoon Cabinets  : Spoon Display  : Collectable Spoons  : www.spooncollectors.com
Oakley Sunglasses from Sunglasses Shop

Latest News
Affordable Services Ltd are the launch another new magazine to be published along side essexuncovered™ magazine.

Essex EBusiness Finalists and yet again, nominations in the Essex EBusiness Award.

Another great brand is added to the Affordable Group catalogue. Trade Sunglasses supplying companies with Wholesale Sunglasses only. If you are looking for for sunglasses then visit the Sunglasses Shop.

Affordable Services is launching its own brand of sunglasses. Designed in the UK NUEU is a hot designer brand launching early 2005.

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Sunglasses Shop

 

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